Last Will and Testament 
of 
___________________________________ 
I, ________________________, resident in the City of ____________________,  County of ____________________, State of ____________________, being of sound  mind, not acting under duress or undue influence, and fully understanding the nature  and extent of all my property and of this disposition thereof, do hereby make, publish,  and declare this document to be my Last Will and Testament, and hereby revoke any  and all other wills and codicils heretofore made by me. 
I. EXPENSES & TAXES 
I direct that all my debts, and expenses of my last illness, funeral, and burial, be paid as  soon after my death as may be reasonably convenient, and I hereby authorize my  Personal Representative, hereinafter appointed, to settle and discharge, in his or her  absolute discretion, any claims made against my estate. 
I further direct that my Personal Representative shall pay out of my estate any and all  estate and inheritance taxes payable by reason of my death in respect of all items  included in the computation of such taxes, whether passing under this Will or otherwise.  Said taxes shall be paid by my Personal Representative as if such taxes were my debts  without recovery of any part of such tax payments from anyone who receives any item  included in such computation. 
II. PERSONAL REPRESENTATIVE 
I nominate and appoint ________________________, of  
___________________________, County of ________________________, State of  ______________________________ as Personal Representative of my estate and I  request that (he/she) be appointed temporary Personal Representative if (he/she)  applies. If my Personal Representative fails or ceases to so serve, then I nominate  _____________________________of __________________________, County of  ____________________________, State of ______________________ to serve.  
III. DISPOSITION OF PROPERTY 
I devise and bequeath my property, both real and personal and wherever situated, as  follows: 
1st Beneficiary  
_______________________ [full name], currently of _______________________  [address], as my _______________________ [relation] whose last four (4) digits of their  Social Security Number (SSN) are xxx-xx-_____ with the following property:  
______________________________________________________________________
2nd Beneficiary  
_______________________ [full name], currently of _______________________  [address], as my _______________________ [relation] whose last four (4) digits of their  Social Security Number (SSN) are xxx-xx-_____ with the following property:  
______________________________________________________________________ 3rd Beneficiary  
_______________________ [full name], currently of _______________________  [address], as my _______________________ [relation] whose last four (4) digits of their  Social Security Number (SSN) are xxx-xx-_____ with the following property:  
______________________________________________________________________ 
If any of my beneficiaries have pre-deceased me, then any property that they would  have received if they had not pre-deceased me shall be distributed in equal shares to  the remaining beneficiaries. 
If any of my property cannot be readily sold and distributed, then it may be donated to  any charitable organization or organizations of my Personal Representative’s choice. If  any property cannot be readily sold or donated, my Personal Representative may,  without liability, dispose of such property as my Personal Representative may deem  appropriate. I authorize my Personal Representative to pay as an administration  expense of my estate the expense of selling, advertising for sale, packing, shipping,  insuring and delivering such property. 
IV. OMISSION 
Except to the extent that I have included them in this Will, I have intentionally, and not  as a result of any mistake or inadvertence, omitted in this Will to provide for any family  members and/or issue of mine, if any, however defined by law, presently living or  hereafter born or adopted. 
V. BOND 
No bond shall be required of any fiduciary serving hereunder, whether or not specifically  named in this Will, or if a bond is required by law, then no surety will be required on  such bond. 
VI. DISCRETIONARY POWERS OF PERSONAL REPRESENTATIVE 
My Personal Representative, shall have and may exercise the following discretionary  powers in addition to any common law or statutory powers without the necessity of court  license or approval: 
A. To retain for whatever period my Personal Representative deems advisable any  property, including property owned by me at my death, and to invest and reinvest in any  property, both real and personal, regardless of whether any particular investment would  be proper for a Personal Representative and regardless of the extent of diversification  of the assets held hereunder.

B. To sell and to grant options to purchase all or any part of my estate, both real  and personal, at any time, at public or private sale, for consideration, whether or not the  highest possible consideration, and upon terms, including credit, as my Personal  Representative deems advisable, and to execute, acknowledge, and deliver deeds or  other instruments in connection therewith.  
C. To lease any real estate for terms and conditions as my Personal Representative  deems advisable, including the granting of options to renew, options to extend the term  or terms, and options to purchase. 
D. To pay, compromise, settle or otherwise adjust any claims, including taxes,  asserted in favor of or against me, my estate or my Personal Representative. 
E. To make any separation into shares in whole or in part in kind and at values  determined by my Personal Representative, with or without regard to tax basis, and to  allocate different kinds and disproportionate amounts of property and undivided  interests in property among the shares. 
F. To make such elections under the tax laws as my Personal Representative shall  deem appropriate, including elections with respect to qualified terminable interest  property, exemptions and the use of deductions as income tax or estate tax deductions,  and to determine whether to make any adjustments between income and principal on  account of any election so made. 
G. To make any elections permitted under any pension, profit sharing, employee  stock ownership or other benefit plan. 
H. To employ others in connection with the administration of my estate, including  legal counsel, investment advisors, brokers, accountants and agents and to pay  reasonable compensation in addition to my Personal Representative’s compensation. 
I. To vote any shares of stock or other securities in person or by proxy; to assert or  waive any stockholder’s rights or privilege to subscribe for or otherwise acquire  additional stock; to deposit securities in any voting trust or with any committee. 
J. To borrow and to pledge or mortgage any property as collateral, and to make  secured or unsecured loans. My Personal Representative is specifically authorized to  make loans without interest to any beneficiary hereunder. No individual or entity loaning  property to my Personal Representative or trustee shall be held to see to the application  of such property.  
K. My Personal Representative shall also in his or her absolute discretion determine  the allocation of any GST exemption available to me at my death to property passing  under this Will or otherwise. The determination of my Personal Representative with  respect to any elections or allocation, if made or taken in good faith, shall be binding  upon all affected. 
VII. CONTESTING BENEFICIARY 
If any beneficiary under this Will, or any trust herein mentioned, contests or attacks this  Will or any of its provisions, any share or interest in my estate given to that contesting 

beneficiary under this Will is revoked and shall be disposed of in the same manner  provided herein as if that contesting beneficiary had predeceased me. 
VIII. GUARDIAN AD LITEM NOT REQUIRED 
I direct that the representation by a guardian ad litem of the interests of persons unborn,  unascertained or legally incompetent to act in proceedings for the allowance of  accounts hereunder be dispensed with to the extent permitted by law. 
IX. GENDER 
Whenever the context permits, the term “Personal Representative” shall include  “Executor” and “Administrator,” the use of a particular gender shall include any other  gender, and references to the singular or the plural shall be interchangeable. All  references to the Internal Revenue Code shall mean the Internal Revenue Code of  1986 or any successor Code. All references to estate taxes shall include inheritance  and other death taxes.  
X. ASSIGNMENT 
The interest of any beneficiary in this Will, shall not be alienable, assignable, attachable,  transferable nor paid by way of anticipation, nor in compliance with any order,  assignment or covenant and shall not be applied to, or held liable for, any of their debts  or obligations either in law or equity and shall not in any event pass to his, her, or their  assignee under any instrument or under any insolvency or bankruptcy law, and shall not  be subject to the interference or control of creditors, spouses or others. 
XI. GOVERNING LAW 
This document shall be governed by the laws of the State of _____________________. XII. BINDING ARRANGEMENT 
Any decision by my Personal Representative with respect to any discretionary power  hereunder shall be final and binding on all persons interested. Unless due to my  Executor’s own willful default or gross negligence, no Executor shall be liable for said  Executor’s acts or omissions or those of any co-Executor or prior Executor. 
I, the undersigned ________________________, do hereby declare that I sign and  execute this instrument as my last Will, that I sign it willingly in the presence of each of  the undersigned witnesses, and that I execute it as my free and voluntary act for the  purposes herein expressed, on this ____ day of ________________, 20____. 
________________________________ ___________________________________ Testator Signature Testator (Printed Name) 
The foregoing instrument, was on this ____ day of ________________, 20____,  subscribed on each page and at the end thereof by ________________________, the 
above-named Testator, and by (him/her) signed, sealed, published and declared to be  (his/her) LAST WILL AND TESTAMENT, in the presence of us and each of us, who  thereupon, at (his/her) request, in (his/her) presence, and in the presence of each other,  have hereunto subscribed our names as attesting witnesses thereto. 
________________________________ ___________________________________ Witness Signature Address 
________________________________ ___________________________________ Witness Signature Address 
TESTAMENTARY AFFIDAVIT 
STATE OF ____________________ 
COUNTY OF __________________, SS. 
Before me, the undersigned authority, on this day personally appeared  ___________, testator, ____________________, witness and ___________________,  witness, known to me to be the testator and the witnesses, respectively, whose names  are signed to the attached or foregoing instrument, and, all of these persons being by  me duly sworn, the testator declared to me and to the witnesses in my presence that the  instrument is the testator’s last will and that the testator has willingly signed or directed  another to sign for him/her, and that the testator executed it as the testator’s free and  voluntary act for the purposes therein expressed; and each of the witnesses stated to  me, in the presence of the testator, that they signed the will as witnesses and that to the  best of their knowledge the testator was eighteen (18) years of age or over, of sound  mind and under no constraint or undue influence. 
______________________________ ______________________________ Testator Signature Witness Signature 
 ______________________________ 
 Witness Signature 
Subscribed and sworn to before me by the said testator and the said witnesses, this  ____ day of ________________, 20____. 
________________________________ 
Notary Public 
My Commission expires: